Certificate in Financial Technologies FinTech

The new certificate programme FinTech is offered at the master’s level and may only be started only in the autumn semester.

Why FinTech?

Consistent with the multidisciplinary nature of FinTech, the study programme stands on four pillars: Finance (F), Technology and Methodology (T), Data Science (D), and Business Applications (B). 

The educational objective of this certificate is to enrich the students' knowledge about these four FinTech areas and provide them with necessary skills. Students who successfully complete the certificate will have extended their knowledge in the four above-mentioned areas:

F: Decentralized Finance (DeFi) and key Fintech concepts such as blockchain, smart contracts, (non-) fungible tokens, custody, swap, collateralized and uncollateralized (“flash”) loans.

T: Technological and methodological skills related to Artificial Intelligence (AI) and Machine Learning (ML) relevant to FinTech applications such as predictive behavioural analytics, data-driven and algorithmic-based decision processes, robo-advisors.

D: Computer programming with emphasis on programming languages useful in FinTech, data analysis with emphasis on big and internet data, and computer-related issues such as cryptography and cybersecurity.

B: Digital businesses and digital value creation for financial services and products such as online and open banking, InsurTech, and RegTech.

Discover more

Student Testimonial

Louisa Raiss, MBF

Student Testimonial

Louisa Raiss, MBF

"The FinTech Certificate programme will allow me to gain a profound and indispensable knowledge of topics such as cryptocurrencies and blockchain which represent a disruption to the whole financial industry and are therefore of high relevance for everyone aspiring to work in finance."

FinTech Team

FinTech is designed by a group of committed and excellent academics. The programme’s academic director, Professor Angelo Ranaldo, draws on his extensive research and teaching experience in FinTech-related fields. He is also a SFI senior chair. The programme’s interdisciplinary faculty offers different perspectives on FinTech. An advisory board, including experts from different schools of the University of St.Gallen,  an SNB economist and an expert from FINMA, support the programme’s development.


Angelo Ranaldo

Prof. Dr.

Academic Programme Director

SoF-HSG, Lehrstuhl für Finanzen und Systemisches Risiko und SFI Senior Chair
Büro 51-5012
Unterer Graben 21
9000 St. Gallen

Mirela Keuschnigg


Executive Programme Director

University of St. Gallen
Müller-Friedbergstrasse 8
9000 St. Gallen

Advisory Board


Thomas Burri, Professor for international law and European Law


Enrico De Giorgi, Professor of Mathematics


Matthias Fengler, Professor of Econometrics


Siegfried Handschuh, Professor of Data Science


Reinhard Jung, Professor of Business Engineering

SoM-HSG & Institute of Information Management 

Anastasia Kartasheva, Associate Professor of Insurance Economics

SoF-HSG & Institute of Insurance Economics 

Tomi Laamanen, Professor of Strategic Management

SoM-HSG & Institut für Wirtschaftsinformatik 

Dr. Thomas Lustenberger, Economist

Swiss Financial Market Supervisory Authority (FINMA) 

Dominik Merz, Economist, Research Coordination, SNB & SFTA Board Director COO

SNB & Swiss Finance and Technology Association (SFTA)