The University of St.Gallen uses various funds to support students financially to enable access to quality education for all, regardless of the financial situation.
In addition to cantonal need-based educational instruments (scholarships and loans) and social system instruments (welfare support), the University of St.Gallen offers need-based and merit-based financial aid to students, which is funded internally and through collaboration with external foundations. The Advice Center for Study Funding is engaged in all aspects of the operational and strategic development of these financial aid instruments and is in close contact with students who reach out for financial support.
The needs-based HSG Loan and Scholarship Fund (DSF) supports all students of the Assessment Year, Bachelor's, and Master's level in a subsidiary manner, with scholarships and loans at favourable rates of interest. While the different merit-based scholarships are all linked to a minimum HSG gradepoint average and a defined number of credits earned during a specified number of semesters, they are also associated with different nationality and residency requirements and additional criteria. The eligibility criteria for each financial instrument - whether internally or externally funded - are clearly specified. The values of social inclusion and quality education for all live through all regulations of our University's financial aid instruments.
In 2024, 106 students received support from the HSG Loan and Scholarship Fund totalling approximately CHF 1'000'000. In addition, approximately CHF 150'000 in further needs-based scholarships were granted to a total of 32 students, and 41 excellence scholarships totalling approximately CHF 450'000 were awarded.