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Costs of an HSG degree

The University of St.Gallen offers you an education at one of Europe’s leading business universities.

Compared to other (private) business schools, especially in Anglo-Saxon countries, fees at the University of St.Gallen are exceptionally low, even though they are relatively high within the Swiss higher education landscape.

The cost of living in St.Gallen is also low compared to other Swiss cities (such as Zurich). These costs go hand in hand with a high quality of life. In St.Gallen, this includes not only stable political and economic conditions and an excellent infrastructure, as found in other parts of the country, but also proximity to nature, historical charm, short distances and a relaxed housing market.

We recommend that you expect total costs of between CHF 25,000 and CHF 30,000 per year. It is worth having a financial cushion when you start studying so that you can focus primarily on your studies. The majority of HSG students also gain practical work experience alongside their degree and are thus able to finance all or part of their studies themselves. As a registered student, you also have access to the Advice Center for Study Funding.

Currently applicable tuition fees

Application and processing fee (non-refundable)

CHF 250

Tuition fees for Swiss nationals

Bachelor    CHF 1,229 / semester
MasterCHF 1,429 / semester
Joint Medical MasterCHF 949 / semester
Ph.D. CHF 629 / semester

Tuition fees for foreign nationals

BachelorCHF 3,129 / semester 
MasterCHF 3,329 / semester
Joint Medical MasterCHF10,078 / semester
Ph.D. CHF 1,079 / semester

Tuition fees for long-term students

The fees for regularly enrolled long-term students are due if no more intercantonal contributions are paid, as the maximum number of semesters has been reached. They are set out in the Annex to the Fee Regulations (Fee Regulations of the University of St.Gallen). 

The payment obligation is specified in Art. 11 Intercantonal University Agreement. According to Art. 11 para. 2 IUA, the obligation to pay IUA contributions is limited to 12 semesters for a first degree programme and a further 12 semesters for a second degree programme. The obligation to pay IUA contributions for medical students is limited to 16 semesters (Art. 11 para. 2 sentence 2 IUA).

Tuition fees starting in autumn semester 2026

Application and processing fee (non-refundable)

CHF 268

Tuition fees for Swiss nationals

Bachelor    CHF 1,310.50 / semester
MasterCHF 1,524.50 / semester
Joint Medical MasterCHF 960.50 / semester
Ph.D. CHF 668.50 / semester

Tuition fees for foreign nationals

BachelorCHF 3,343.50 / semester 
MasterCHF 3,557.50 / semester
Joint Medical MasterCHF 10,089.50 / semester
Ph.D. CHF 1,150.50 / semester

Tuition fees for long-term students

The fees for regularly enrolled long-term students are due if no more intercantonal contributions are paid, as the maximum number of semesters has been reached. They are set out in the Annex to the Fee Regulations (Fee Regulations of the University of St.Gallen). 

The payment obligation is specified in Art. 11 Intercantonal University Agreement. According to Art. 11 para. 2 IUA, the obligation to pay IUA contributions is limited to 12 semesters for a first degree programme and a further 12 semesters for a second degree programme. The obligation to pay IUA contributions for medical students is limited to 16 semesters (Art. 11 para. 2 sentence 2 IUA).

Cost of living per month

Monthly expenses for Bachelor’s students

Swiss nationals

Internationals

Accommodation (rent plus utilities)665665
Food415415
Communication (telephone, internet, TV, radio)5555
Transport (public and private)180180
Health (health insurance, medication, visits to doctors)230230
Clothing110110
Leisure activities (sports, culture, holidays)115115
Other (insurance, taxes, gifts)100100
   

Bachelor Tuition fees and study-related expenses per month

285

602*

Master Tuition fees and study-related expenses per month

318

635*

   

Total Bachelor (in CHF)

2155

2472

Total Master (in CHF)

2188

2505

Source: Swiss Federal Statistical Office (2020): Conditions of study and life at Swiss higher education institutions

 

* The difference between the fees for international and domestic students is due to the University’s mandate as a public university and the allocated domestic student funding associated with that.

 

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