Research - 30.11.2023 - 15:00
Over the past twenty years, Switzerland has experienced a high level of immigration, which according to the FSIO's population scenarios will remain substantial over the next fifty years. This raises the question of how this will affect social insurance. The study compiled by Prof Reto Föllmi (HSG), Prof Josef Zweimüller (UZH) and Sandro Favre (UZH) entitled "Migration and social insurance. An analysis of the first pillar and family allowances" comes to the following main conclusions:
Both in a cross-sectional analysis (comparison of the contributions paid in and benefits paid out in a calendar year) and in a cohort analysis (comparison of the expected contribution payments and benefits of a cohort in a life cycle analysis), the researchers from the Universities of St.Gallen and Zurich come to the conclusion that immigrants from the EU/EFTA pay significantly more contributions to the AHV/IV than they receive benefits, even in the longer term, while people born in Switzerland pay fewer contributions than they receive benefits. This is the first time that the findings of the previous reports on the Swiss-EU Agreement on the Free Movement of Persons have been confirmed for a longer period of time.
The study "Migration and social insurance. An analysis of the first pillar and family allowances" (in German) can be downloaded. The article "Immigration has a positive effect on the first pillar" (in German) on the topic can be found on the CHSS website.
Image: Adobe Stock / Woschee Photograph