Living costs To fund your studies in St.Gallen, you should plan to have about CHF 2300 of funds available to you each month. The following tables provide examples of the costs: Living costs at the Bachelor's and Master's Level Tuition fees Click the following link for a list of tuition fees you can expect to pay: HSG tuition fees Budget planning In order to keep your income and expenditures balanced, we recommend preparing a budget for your studies. The Swiss Budget Advice Centre provides a variety of information as well as helpful templates for drawing up your personal budget. Residence permit As a non-Swiss or non-EU citizen, you must have a residence permit for Switzerland. Please note that you must be able to demonstrate a bank balance of at least CHF 2000 for each month you stay in Switzerland. The bank account must be in your name and the bank must have a branch in Switzerland. More information about residence permits can be found under the following link: St.Gallen Immigration Office Save money Quite apart from income, you can also think about how you can save money as a student. There are various options: Opportunities for saving during your studies [PDF-30KB].